Insurance in super – is your cover adequate?

You have insurance cover in your superannuation right? You probably think you’re adequately covered, yet if something were to happen to you, you might be in for an unpleasant surprise – and by...

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Continue to protect the skin you’re in

Data from Cancer Council’s recent National Sun Protection Survey reveals just 44 percent of Australian adults wear a hat when exposed to UV on summer weekends, down from 48 percent in 2003. As we...

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Your New Year reading: beyond John Grisham

Behavioural economist and psychologist Daniel Kahneman has begun 2017 by retaining his place near the top of The New York Times best-seller list, wedged among the latest John Grisham legal thriller,...

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Choosing an investment option

As part of your retirement savings plan, it is important you understand how your superannuation money is invested by your super fund. No two people’s financial situation and investment...

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Financial abuse: Protecting your money from others

Financial abuse occurs when another person, perhaps your partner, one of your children, another member of your family or a friend, controls your access to money or other property without your...

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Super – even more important for women

Women tend to live longer than men, making it even more essential that they accumulate enough superannuation to last through retirement. But women face unique challenges when it comes to retirement...

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After hospital (transition care) explained

The Transition Care Program provides short term support and assistance for older people after completing any necessary acute and sub-acute care in a hospital. It aims to help in improving an...

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Who gets your super?

Who decides what happens to your superannuation savings when you die? You may think that you do, but that isn’t always the case. The ultimate decision may be made by someone you don’t even know...

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Working from home – is it better for your lifestyle?

The increase in home-based businesses has been monumental in the past decade with now almost one million Australians earning an income from home. The types of businesses that can be operated from...

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Offset account vs redraw facility – the tax difference

Most modern mortgages come with a redraw facility and a mortgage offset account. With a redraw facility you can make additional payments to reduce the outstanding balance of your mortgage, which in...

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