If you think you’d never fall for a scam, read this…

This isn’t necessarily because your demographic is particularly gullible. Rather, it’s because you’re more likely to control higher levels of wealth, perhaps as the trustee of a self-managed...

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Making sure you have the right cover

The concept of Total and Permanent Disability (TPD) cover is simple. If you are ill or injured and unlikely to be able to work again, you get paid out under the policy. The difficulty has always been...

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Super drawdowns: addressing a retirement myth

An enduring myth is that a large proportion of Australian retirees rapidly spend their super savings and then rely on the age pension for all of their retirement income. According to this myth,...

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Clarity on charity

Not all charities are the same – some are not charities at all. So, how do you ensure that your money finds its way into the right hands… and if it is indeed tax deductible? It pays to do a...

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What do you get with funeral insurance?

Funeral insurance may give you peace of mind but over time the premiums may cost you more than the funeral itself. Here are a few things to consider before signing up for funeral insurance. What is...

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Why grey mortgage debt is rising

A mix of low interest rates, high housing prices and waves of baby boomers nearing or already in retirement is increasing Australia’s levels of grey mortgage debt. Greater longevity would also...

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Diversify to capture tomorrow’s top wealth-creating stocks

Most investors could probably name off the top of their heads some of the stocks which have created much of the shareholder wealth on the US market over past 90 years. Yet to name at least a handful...

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Meet the non-conspicuous saver and investor

The Millionaire Next Door, a long-time personal finance bestseller that has found a place in the bookshelves of generation after generation of investors, has turned 21. In 1994, late US academics...

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Salary sacrificing is not just about super

When most people think of salary sacrifice they think of superannuation. It’s pretty easy to see why. If someone earning $100,000 a year takes the last $10,000 of that amount as cash salary, they...

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4 simple ways to conquer stress AND increase productivity

Our busy lifestyles often mean high levels of stress impacting productivity and health. Research shows practising mindfulness can reverse these effects for improved efficiency and well-being. How...

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