How to develop a "dynamic" approach to retiree spending

As Smart Investing recently discussed, the combination of historically-low yields, expected muted investment returns and growing life expectancies are making it particularly challenging for retirees...

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Has your business got this covered?

It’s not uncommon for business owners to take short, irregular holidays because they don’t have the support to keep their business running without them for a longer break. Aside from taking time...

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Does money bring happiness?

The short answer is ‘yes’, but only up to a point. People in richer countries are, collectively, happier than people in poor countries. Within countries, people with higher incomes are generally...

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Wrapping up your super

Self-Managed Super Funds (SMSFs) have their attractions, but many find the administration effort and associated costs prohibitive. If you would like to take greater control of how your superannuation...

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Home-bias investing: A global phenomenon

Much attention is given to the powerful bias that many Australian investors hold for Australian investments, particularly our shares. This home bias is, of course, not uniquely Australian. It is...

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How to make better investment decisions

We tend to take shortcuts when making numerous decisions in our lives, such as choosing a restaurant or when buying a new car. But don’t take shortcuts with investment decisions. As a recent...

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The power of extra salary-sacrificed contributions

As the first quarter of 2017-18 draws to a close, it’s worth checking whether you are making the most of your ability to make regular salary-sacrificed super contributions. If your...

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Saving for a holiday

Whether it’s snorkelling on the Great Barrier Reef or going on safari in the Serengeti, your next holiday will cost money. It’s much better to save as much as you can before you leave, so...

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Investing: how to reduce concentration risk

Concentration risk. No, it’s nothing to do with thinking too hard about something. In fact, it’s more likely to be a result of not paying enough attention. Concentration risk is the increase in...

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May the power be with you

There are ways to ensure financial affairs remain in order if a person is unable to sign important documents. This article explains the various Powers of Attorney arrangements available; their types...

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